What does Afterpay charge?

Afterpay says it charges no interest when you pay on time. If you miss a payment, it can charge a late fee, and its terms give the cap on that fee. It can also stop you buying until your payments are up to date. When you sign up it does a credit check, which may show on your credit report.

Can I use Afterpay at the clinic?

The clinic lists Afterpay as a way to pay and decides what it accepts for each treatment. Please contact the Shellharbour clinic or call (02) 4216 9911 to ask whether you can use it for yours. Afterpay decides whether to approve you. The clinic does not.

Can I take time to decide?

Yes. Your dental care and the way you pay are separate decisions. Ask the clinic for the cost of your treatment in writing, read Afterpay's terms, then decide. You can pause, ask about another way to pay or decide not to go ahead.

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Afterpay Shellharbour

Afterpay splits a bill into four payments over about six weeks. Here is how it works, what it can cost and how to ask the clinic.

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Fees, private health benefits and third-party payment arrangements vary. Please confirm current details before relying on an option.

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About Afterpay Shellharbour

How does Afterpay Shellharbour work for dental costs?

Afterpay is a buy now, pay later service. Afterpay pays the clinic, and you repay Afterpay in four instalments. You pay the first one when you check out. The other three come out of your linked card about every two weeks, over about six weeks.

Afterpay charges no interest when you pay on time. If you miss a payment, it can charge a late fee and stop you using Afterpay until you catch up. Afterpay says it caps late fees. It does a credit check when you sign up, and your first spending limit may be low, so a larger dental bill may not fit.

The clinic lists Afterpay as a way to pay. The clinic decides what it accepts for each treatment, so ask before you rely on it. Afterpay sets its own terms, and you can read them on its website.

Planning Your Visit

Bring the questions that matter to you

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Your Considerations

Questions can guide your next step

01
Does the whole bill fit within your Afterpay spending limit?
02
Can you pay the first instalment on the day and the other three about every two weeks?
03
What will you do if a payment fails and Afterpay charges a late fee?

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Frequently Asked Questions

More about Afterpay Shellharbour

You set up an Afterpay account with a linked card. When you pay, you make the first of four instalments and Afterpay pays the clinic in full. Afterpay then takes the other three instalments from your card about every two weeks.

Read how Afterpay works on afterpay.com

Ready To Book A Dental Visit?

Call or book online and say what you would like help with. Ask what your visit includes and what it costs. At the visit, discuss your concerns with the dentist; you can review any proposed treatment and its costs before deciding.

Book an Appointment Call (02) 4216 9911